“--Education debt is becoming more common for young people” (Yamada-Hosley). As some may know, pension debt is also a problem in many communities. The pension crisis has caused public college and university tuition to rise, preventing large numbers of students who intentionally wanted to attend college from not going due to low income. Pensions no longer finance students. Pensions now finance benefits. According to Jon Marcus, “states are forced to pay pensions instead of funding higher education.” The question is, why aren't they forced to pay students to go to college? They talk about the number of students who don't succeed, ending up homeless and without shelter, but why don't they do anything about it? If college were free, statistics on successful students would increase instead of decreasing. While tuition increases there, the courses, programs and services offered decrease, especially at public universities. Cost barriers are known to keep qualified students away from college. Some might say, “well, they get scholarships!” Some students may wonder, “how does the government expect an increase in careers and success and want more and more money to fund any bills or new programs and yet minimize opportunities for a better economy by simply taking money away from students who could be the our future doctors, lawyers, scientists, politicians, etc.?” Cost barriers have played a huge role in debt. When students decide to go to university, they have to worry about the cost of their books, the time they will have to spend and above all the overall amount of money their parents (or themselves) will have to make available. The first thing incoming students think is, “well, I can just take out a student loan!” Which is true, but it causes a huge amount of debt. Not long ago, on October 29, 2015, the