Conventional banks function similarly in light of a nation's laws and guidelines relating to money; however they have no contact with any religious body. Islamic commercial banks offer numerous products similar to those offered by ordinary banks. The main contrast is that conventional banks earn their money by charging premiums and fees for administrations, while Islamic banks acquire their money by participating in profits and losses, trading, renting, charging fees for administrations rendered and using other commercial contracts of the sharia. Conventional banks operate with interest, in Sharia'ah known as “Riba”. Interest is not allowed in Islam and is strongly condemned, which leads to serious consequences in life and afterlife. Furthermore, no interest is allowed to accrue in any religious person. Interest that only makes the investor and the company or entrepreneur earn more